Portfolio Holdings as of 9/30/2021
| Ticker | Cusip | Description | Shares | Market Value | % of Portfolio |
| IVV | 464287200 | iShares Core S&P 500 ETF | 7,471.000 | $3,218,656.22 | 24.09% |
| QQQ | 46090E103 | Invesco QQQ Trust Se ries 1 | 8,510.000 | $3,046,239.60 | 22.80% |
| USMV | 46429B697 | iShares Edge MSCI Mi n Vol USA ETF | 38,636.000 | $2,839,746.00 | 21.26% |
| IJH | 464287507 | iShares Core S&P Mid -Cap ETF | 8,412.000 | $2,212,944.84 | 16.56% |
| IWM | 464287655 | iShares Russell 2000 ETF | 3,028.000 | $662,375.00 | 4.96% |
| STIP | 46429B747 | ISHARES 0-5 TIPS ETF | 5,391.000 | $569,451.33 | 4.26% |
| XOP | 78468R556 | SPDR OIL & GAS EXP & ETF | 2,590.000 | $250,504.80 | 1.88% |
| VNQ | 922908553 | VANGUARD REAL ESTATE ETF | 2,310.000 | $235,111.80 | 1.76% |
| GLD | 78463V107 | SPDR Gold Shares | 1,297.000 | $212,993.34 | 1.59% |
| FIGXX | 316175108 | Fidelity Investments Money Market Funds | 111,249.100 | $111,249.10 | 0.83% |
| Totals | 188,894.100 | $13,359,272.03 | |||