Portfolio Holdings as of 2/29/2020
| Ticker | Cusip | Description | Shares | Market Value | % of Portfolio |
| USMV | 46429B697 | iShares Edge MSCI Mi n Vol USA ETF | 85,582.000 | $5,243,609.14 | 28.43% |
| IVV | 464287200 | iShares Core S&P 500 ETF | 17,248.000 | $5,103,855.68 | 27.68% |
| VUG | 922908736 | VANGUARD GROWTH ETF | 18,355.000 | $3,225,340.60 | 17.49% |
| IJH | 464287507 | iShares Core S&P Mid -Cap ETF | 12,036.000 | $2,183,932.20 | 11.84% |
| IWM | 464287655 | iShares Russell 2000 ETF | 8,818.000 | $1,290,337.94 | 7.00% |
| SHY | 464287457 | iShares 1-3 Year Tre asury Bond ETF | 14,834.000 | $1,271,718.82 | 6.90% |
| FIGXX | 316175108 | Fidelity Investments Money Market Funds | 122,279.160 | $122,279.16 | 0.66% |
| Totals | 279,152.160 | $18,441,073.54 | |||